Comprehensive Coverage

Prices shown are in Singapore dollars (SGD)           Summary of Coverage           Overseas Medical Assist         Section 1: Medical and Accident Dental Expenses Incurred Overseas Premier Superior Classic   Insured Person before attaining 70 years and below. Unlimited SGD500,000 SGD250,000   Insured Person upon attaining 70 years and above. SGD100,000 SGD100,000 SGD100,000   Insured Child before attaining 18 years or 23 years if studying full time in a recognized institution of higher learning. SGD200,000 SGD200,000 SGD200,000   Section 2: Medical Expenses Incurred in Singapore Premier Superior Classic   Insured Person before attaining 70 years and below. SGD50,000 SGD25,000 SGD12,500   Insured Person upon attaining 70 years and above. SGD5,000 SGD2,500 SGD1,000   Insured Child before attaining 18 years or 23 years if studying full time in a recognized institution of higher learning. SGD10,000 SGD10,000 SGD10,000   Section 3: Medical Expenses - Women Benefit Premier Superior Classic   Incurred overseas due to Pregnancy Related Sickness. SGD8,000 SGD5,000 SGD2,000   Section 4: Treatment by Chinese Physician Premier Superior Classic   Covers Chinese Physician treatment. SGD500 SGD300 SGD100   Section 5: Overseas Hospital Income Premier Superior Classic   Pays SGD200 for every complete day You are hospitalised overseas. SGD50,000 SGD30,000 SGD10,000   Section 6: Hospital Income in Singapore Premier Superior Classic   Pays SGD100 for every complete day You are hospitalized in Singapore.  SGD1,000 SGD1,000 SGD500   Section 7: Emergency Medical Evacuation Premier Superior Classic   Covers all AIAS Emergency Medical Evacuation expenses. Unlimited Unlimited SGD500,000   Section 8: Repatriation Premier Superior Classic   Covers all AIAS expenses incurred in returning Your remains to Singapore in the event You suffer death during the Trip. Unlimited Unlimited SGD30,000   Section 9: Direct Repatriation Premier Superior Classic   Covers all AIAS expenses incurred in returning Your remains to Your home country in the event You suffer death during the Trip. Unlimited SGD30,000 SGD15,000   Section 10: Hospital Visitation Premier Superior Classic   Pays for the incidental expenses for the visit of one Relative or friend if You cannot be evacuated and require hospitalisation for more than 5 days, whilst overseas. SGD10,000 SGD5,000 SGD3,000   Section 11: Compassionate Visit Premier Superior Classic   Pays for the incidental expenses of sending one Relative or friend if assistance is required to assist in the repatriation arrangement of Your remains. SGD10,000 SGD5,000 SGD3,000   Section 12: Child Guard Premier Superior Classic   Pays for one Relative or friend to accompany Your children home following Your hospitalisation. SGD10,000 SGD5000 SGD3,000   Section 13: Emergency Telephone Charges Premier Superior Classic   Reimburses You for telephone charges for medically related services in contacting AIAS. SGD250 SGD100 SGD100   Section 14: Automatic Extension of Policy Period Premier Superior Classic   Allows You automatic extension of this policy for up to 30 days without additional premium due to hospitalisation and quarantine. Yes Yes Yes   Personal Accident Assist   Section 15: Accident Death & Permanent Disablement Premier Superior Classic   Insured Person before attaining 70 years and below. SGD500,000 SGD200,000 SGD150,000   Insured Person upon attaining 70 years and above. SGD200,000 SGD100,000 SGD50,000   Insured Child before attaining 18 years or 23 years if studying full time in a recognized institution of higher learning. SGD100,000 SGD100,000 SGD50,000   Section 16: Public Transport Double Cover Premier Superior Classic   Insured Person before attaining 70 years and below. SGD1,000,000 SGD400,000 NA   Insured Person upon attaining 70 years and above. SGD400,000 SGD200,000 NA   Insured Child before attaining 18 years or 23 years if studying full time in a recognized institution of higher learning. SGD200,000 SGD200,000 NA   Section 17: Child Education Grant Premier Superior Classic   Pays for each legally dependent child (before the attainment of 23 years and below) studying as a full-time student in a recognized institution of learning as a result of Your accidental loss of life. SGD5,000 SGD5,000 NA   Travel Assist   Section 18: Travel Cancellation Premier Superior Classic   Covers loss of irredeemable travel and accommodation expenses paid in advance and occurring up to 30 days prior to departure from Singapore. SGD15,000 SGD10,000 SGD5,000   Section 19: Travel Postponement Premier Superior Classic   Covers additional administrative charges for travel and  accommodation expenses paid in advance and occurring up to 30 days prior to departure from Singapore. SGD2,000 SGD1,000 SGD500   Section 20: Travel Cancellation due to insolvency ENHANCED ! Premier Superior Classic   Covers the loss of irrecoverable charges or deposit paid in advance in the event of insolvency. SGD5,000 SGD3,000 SGD1,000   Section 21: Travel Curtailment including Aircraft Hijacking Premier Superior Classic   Covers additional travel or accommodation expenses incurred or forfeited after the commencement of the Trip. SGD15,000 SGD10,000 SGD5,000   Section 22: Travel Interruption Premier Superior Classic   Covers the unused portion of the trip due to Your hospitalisation whilst overseas. SGD8,000 SGD5,000 SGD3,000   Section 23: Personal Baggage Including Laptop Computer Premier Superior Classic   Covers loss or damage to baggage, clothing, personal effects, laptop computer (maximum $500 for any one article or pair or set of  articles. Maximum for laptop computer iSGD1,000). SGD5,000 SGD5,000 SGD3,000   Section 24: Jewellery Coverage Premier Superior Classic   Compensates the loss of jewellery whilst overseas due to robbery. SGD750 SGD500 NA   Section 25: Baggage Delay ENHANCED ! Premier Superior Classic   PaySGD200 for each full 6 consecutive hours that Your baggage is delayed whilst overseas and in Singapore. SGD1,000 SGD1,000 SGD1,000   Section 26: Travel Documents Premier Superior Classic   Pays Your travel and hotel expenses including cost of obtaining replacement passports, travel tickets and other relevant travel documents. Loss of money due to theft is also covered (maximum $300). SGD5,000 SGD5,000 SGD3,000   Section 27: Travel Delay ENHANCED ! Premier Superior Classic   PaySGD100 for each full 6 consecutive hours of delay whilst overseas and in Singapore. SGD1,000 SGD1,000 SGD1,000   Section 28: Flight Diversion NEW ! Premier Superior Classic   PaySGD100 for each 6 full consecutive hours if Your flight has been diverted to another destination whilst overseas due to adverse weather conditions. SGD1,000 SGD1,000 SGD1,000   Section 29: Flight Overbooking NEW ! Premier Superior Classic   PaySGD100 in the event You failed to board the scheduled flight due to an overbooking although You have a confirmed reservation from the airline. SGD100 SGD100 NA   Section 30: Travel Misconnection Premier Superior Classic   Covers expenses incurred as a result of misconnection of  conveyance. SGD500 SGD200 SGD200   Section 31: Kidnap & Hostage Premier Superior Classic   Pays SGD250 for loss of income for every 24 hours You are kidnapped whilst on the Trip. SGD10,000 SGD5,000 SGD3,000   Section 32: Personal Liability Premier Superior Classic   Covers You against liability to third parties or damage to their property caused by Your negligence. SGD1,000,000 SGD1,000,000 SGD500,000   Lifestyle Assist   Section 33: Golf Advantage Premier Superior Classic   Covers You for damage or loss of golfing equipment. SGD750 SGD500 SGD500   Covers You for entertainment expenses incurred in achieving Hole-in-One. SGD250 NA NA   Section 34: Home Guard Premier Superior Classic   Pays for damage (due to fire) to Household Contents per residence which was left vacant for the full duration of the Trip. SGD5,000 SGD5,000 NA   Section 35: Rental Vehicle Excess Premier Superior Classic   Pays for the cost of the insurance excess of a car rented by the You if it is involved in an accident. SGD750 SGD500 NA   Section 36: Pet Care Premier Superior Classic   PaySGD50 for each full 8 consecutive hours' delay of the returning flight to Singapore; to cover additional cost incurred by the You placing Your cat or dog in a kennel / cattery or pet hotel SGD500 SGD250 NA   Section 37: Terrorism Cover  Premier Superior Classic   Sections 1 through 38 of this Policy are applicable if they occur as the result of an Act of Terrorism whilst You are on the Trip. Yes Yes Yes   Section 37: red24 NEW ! Premier Superior Classic   Offers invaluable online access to security advice and guidance from trained security Specialists. Available 24 hours a day. Yes Yes Yes   Prices shown are in Singapore dollars (SGD)